Long Term Care (LTC)

Benefit eligible employees will have an opportunity to enroll in Long Term Care Insurance (LTC) through Combined Insurance, a Chubb company. Securing LTC insurance as an individual may be challenging, we are offering a group product with guaranteed issue in 2025 and for new hires after this initial enrollment period for employees 19 to 70. Coverage for employees ages 71 to 80 is subject to evidence of insurability. Open Enrollment will occur each March. Coverage is available to spouses, domestic partners if the employee enrolls.